Rates

The following information is effective as of April 2nd, 2019.

Checking Products

  Rate APY*
Personal Checking Non dividend earning  
CitySilver Checking Non dividend earning  
ACES Checking Non dividend earning  

Savings Products

  Rate APY*
Regular Savings
Above $100 0.15% 0.15%
CitySilver Savings
Above $100 0.15% 0.15%
CityKids Savings
Above $100 0.15% 0.15%
ACES Savings
Above $100 0.15% 0.15%
IRA
(Under $100 ) 0.00% 0.00%
($101 - $4,999) 0.50% 0.53%
($5,000-$19,999) 0.75% 0.78%
($20,000 - Above) 1.25% 1.28%

Certificates of Deposit

Term Rate APY*
6   months 0.50% 0.52%
24 months 0.75% 0.78%
36 months 1.00% 1.04%
48 months 1.25% 1.28%
60 months 1.25% 1.28%

 

A minimum balance of $5,000 is required on all Certificates. Other rates and terms may be available. Please call 304-697-4652for more information.

*Annual Percentage Yield (APY) subject to change at any time without notice. Speak with a Metro Community FCU Associate for details

Loan Products

Metro Community Federal Credit Union offers a variety of loans to suit your individual needs. Please call 304-697-4652 for current First Mortgage rates or additional information on Metro Community FCU loan products. All loans subject to credit approval.

  APR* AS LOW AS
New Auto, Truck & Van 2.59%**
New Motorcycles 4.39%**
Used Auto, Truck & Van 3.59%**
Used Motorcycles 5.79%**
New Boats, RVs, ATV 5.89%**
Used Boats, RVs, ATV 6.89%**
Unsecured 5.39%**
VISA 12.80%**

Share or Certificate Secured

3 points over dividend rate. Ask about payment terms.

 

*Annual Percentage Rate (APR) for terms up to 72 months for members who qualify. Can change without notice
**Rates may vary based on credit qualifcations, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.