Rates

The following information is effective as of January 1st, 2021.

Checking Products

 RateAPY*
Personal CheckingNon dividend earning 
CitySilver CheckingNon dividend earning 
   

Savings Products

 RateAPY*
Regular Savings
($100 - $4,999)0.05%0.05%
($5,000 - $19,999)0.05%0.05%
($20,000 - Above)0.05%0.05%
CitySilver Savings
($100 - $4,999)0.05%0.05%
($5,000 - $19,999)0.05%0.05%
($20,000 - Above)0.05%0.05%
 
IRA
($100 - $4,999)0.15%0.15%
($5,000 - $19,999)0.25%0.25%
($20,000 - Above)0.50%0.50%

Certificates of Deposit

TermRateAPY*
   
   

 

A minimum balance of $5,000 is required on all Certificates. Other rates and terms may be available. Please call 304-697-4652 for more information.

*Annual Percentage Yield (APY) subject to change at any time without notice. Speak with a Metro Community FCU Associate for details

Loan Products

Metro Community Federal Credit Union offers a variety of loans to suit your individual needs. Please call 304-697-4652 for current First Mortgage rates or additional information on Metro Community FCU loan products. All loans subject to credit approval.

 APR* AS LOW AS
New Auto, Truck & Van1.99%**
New Motorcycles4.39%**
Used Auto, Truck & Van2.99%**
Used Motorcycles5.79%**
New Boats, RVs, ATV5.89%**
Used Boats, RVs, ATV6.89%**
Unsecured5.39%**
VISA12.80%**

Share or Certificate Secured

3 points over dividend rate. Ask about payment terms.

 

*Annual Percentage Rate (APR) for terms up to 72 months for members who qualify. Can change without notice
**Rates may vary based on credit qualifcations, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.