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Checkings Accounts

EVERY DAY BANKING IS CONVENIENT WITH MCFCU

Do you work your checking balance to $0, or do you prefer to keep plenty of padding in your account? Are you a power-check-writer, or do you only seldom touch the account? We have the right account, no matter what kind of check writer you are.

When it is time to open a checking account, choosing a credit union as your financial institution allows for extreme advantages. When you are searching for a free checking account, inquire about costs that could be incurred for debit card replacement, early account closure, or even non-sufficient funds fees. The best Free Checking accounts do not have a monthly service charge or minimum balance. Unlike regular banks, Credit unions provide banking services, but since credit unions are not for profit and customer owned, we are FEE FREE!

Share Draft Checking

Spotlight on Share Draft:

  • Free Online Banking
  • Unlimited check writing without any per-check processing fees
  • Free VISA™ Debit Card
  • Overdraft Protection – FEE FREE
  • Over 4,500 Surcharge-free ATM
  • Online banking for balances and transfers
  • Mobile Banking App
  • Free Bill Pay
  • Person to Person transfer “ZELLE”
  • No minimum balance
  • No monthly service fee

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