Share Savings · Huntington, WV
Savings Accounts
Start with $5. No monthly fee, no minimum balance after opening, and your money is federally insured up to $250,000 by the NCUA.
- Open with just $5
- No monthly fee
- NCUA insured up to $250,000
- Member-owned since 1953
- No monthly service fee
- No minimum balance after opening
- Dividends paid on your balance
- Federally insured up to $250,000 by the NCUA
- Online and mobile banking access
- Mobile check deposit
- Free bill pay with checking account
- Available at our Huntington & Lavalette branches
Open an Account View Savings Rates
Why Metro Community FCU
What makes a credit union savings account different from a bank?
Banks return profits to shareholders. At Metro Community FCU, profits come back to you — as higher dividend rates on savings, lower fees, and better loan rates. That's the credit union difference, and it's been that way since 1953.
Opening a savings account is also what makes you a member-owner of the credit union. That $5 deposit gives you access to every product and service Metro offers — checking, loans, certificates, IRAs, investment services, and more.
We serve members who live, work, worship, or attend school in Cabell, Wayne, or Putnam County, WV — or Lawrence County, OH, or Carter, Lawrence, or Greenup counties in KY. If that's you, you're eligible.
More ways to save at Metro
Other savings accounts for Metro members
Your share savings account is the foundation. When you're ready to grow faster or save toward something specific, we have options:
Share Certificates
Lock in a guaranteed dividend rate higher than a standard savings account for a fixed term. The longer the term, the better the rate.
Traditional IRA
Save for retirement with tax-deferred growth. Contributions may be tax-deductible.*
Roth IRA
Contribute after-tax dollars and make tax-free qualified withdrawals in retirement. No age limit on contributions.
Coverdell ESA
Aave up to $2,000 per year for a child's K–12 or college education expenses, tax-free.*
Christmas Club
Automatic transfers build your holiday fund all year. Full balance deposited to checking on November 1st. Free, no minimum.
Vacation Club
Same concept for summer travel. Full balance deposited to checking on June 1st. Free, no minimum.