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Savings Accounts

Saving for the future is a key component to financial health. As a Metro Community FCU member, whether you are saving for emergency, a new home, an automobile, college education or retirement, one of the following Savings Accounts will meet your needs.

Regular Savings Account
This account is your membership account that can also be used as a savings account. A $5.00 balance in your Regular Savings Account represents your Credit Union share and entitles you to all Metro Community FCU benefits.

  • Minimum Balance: $5.00
  • Dividends*: Calculated Daily, Paid Quarterly for Balance over $100
  • Service Fees: None*

CitySilver Savings Account
This account is your membership account that can also be used as a savings account. A $5.00 balance in your CitySilver Savings Account represents your Credit Union share and entitles you to all Metro Community FCU benefits.

  • Minimum Balance: $5.00
  • Dividends*: Calculated Daily, Paid Quarterly for Balance over $100
  • Service Fees: None*

CityKids Savings Account
Metro Community FCU members age 12 and under can learn the value of saving early in life by opening a CityKidsSavings Account. It's a great way for kids to learn about money and the importance of saving.

  • Minimum Balance: $5.00
  • Dividends*: Calculated Daily, Paid Quarterly for Balance over $100
  • Service Fees: None

ACES Savings Account
Metro Community FCU members age 12 to 18 can learn the value of saving early in life by opening a ACES Savings Account. It's a great way for kids to learn about money and the importance of saving.

  • Minimum Balance: $5.00
  • Dividends*: Calculated Daily, Paid Quarterly for Balance over $100
  • Service Fees: None
  • Eligible for entry in to the Credit Union Scholarship Program

Christmas Club Share
Metro Community FCU automated account transfers make regular additions to this interest-bearing holiday savings account easy.

  • Minimum Balance: None
  • Dividends*: Calculated Daily, Paid Quarterly for Balance over $100
  • Service Fees: None
  • Other Features: Funds are automatically transferred to the member's account of choice on November 1.

* Member may forfeit dividends if account is closed before accrued dividends are credited to the account.