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Our Rates
The following information is effective as of October 1st, 2011.
Checking Products
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Rate
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APY*
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Personal Checking
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Non dividend earning
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CitySilver Checking
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Non dividend earning
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ACES Checking
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Non dividend earning
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Savings Products
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RATE
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APY*
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Regular Savings
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($100 - $4,999)
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0.15%
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0.15%
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($5,000 - $19,999)
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0.15%
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0.15%
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($20,000 - Above)
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0.15%
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0.15%
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CitySilver Savings
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($100 - $4,999)
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0.15%
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0.15%
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($5,000 - $19,999)
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0.15%
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0.15%
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($20,000 - Above)
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0.15%
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0.15%
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CityKids Savings
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($100 - $4,999)
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0.15%
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0.15%
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($5,000 - $19,999)
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0.15%
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0.15%
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($20,000 - Above)
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0.15%
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0.15%
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ACES Savings
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($100 - $4,999)
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0.15%
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0.15%
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($5,000 - $19,999)
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0.15%
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0.15%
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($20,000 - Above)
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0.15%
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0.15%
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IRA
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($100 - $4,999)
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0.25%
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0.25%
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($5,000 - $19,999)
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0.50%
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0.51%
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($20,000 - Above)
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1.00%
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1.00%
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Certificates of Deposit
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TERM
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RATE
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APY*
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18 months
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0.25%
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0.25%
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24 months
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0.45%
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0.45%
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36 months
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0.65%
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0.65%
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48 months
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0.80%
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0.80%
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60 months |
1.15% |
1.16% |
A minimum balance of $5,000 is required on all Certificates. Other rates and terms may be available. Please call 304-697-4652 for more information.
*Annual Percentage Yield (APY) subject to change at any time without notice. Speak with a Metro Community FCU Associate for details.
Loan Products
Metro Community Federal Credit Union offers a variety of loans to suit your individual needs. Please call 304-697-4652 for current First Mortgage rates or additional information on Metro Community FCU loan products. All loans subject to credit approval.
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APR* AS LOW AS
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New Auto, Truck & Van
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3.39%**
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New Motorcycles
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5.39%**
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Used Auto, Truck & Van
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4.39%**
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Used Motorcycles
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5.79%**
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New Boats, RVs, ATV
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5.89%**
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Used Boats, RVs, ATV
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6.89%**
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Unsecured
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5.39%**
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VISA
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12.80%**
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Share or Certificate Secured
3 points over dividend rate. Ask about payment terms.
Schedule of Fees and Charges
Membership
All Other Loan Types and Credit Cards
*Annual Percentage Rate (APR) for terms up to 72 months for members who qualify. Can change without notice
**Rates may vary based on credit qualifcations, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
Calculator List:
Auto Loan Calculator, Mortgage Refinance Breakeven, Home Budget Analysis, Personal Debt Consolidation, Investment Returns
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