Rates

The following information is effective as of May 1st, 2012.

Checking Products

 

Rate

APY*

Personal Checking

Non dividend earning

 

CitySilver Checking

Non dividend earning

 

ACES Checking

Non dividend earning

 

 Savings Products

 

RATE

APY*

Regular Savings

 

 

($100 - $4,999)

0.15%

0.15%

($5,000 - $19,999)

0.15%

0.15%

($20,000 - Above)

0.15%

0.15%

CitySilver Savings

 

 

($100 - $4,999)

0.15%

0.15%

($5,000 - $19,999)

0.15%

0.15%

($20,000 - Above)

0.15%

0.15%

CityKids Savings

 

 

($100 - $4,999)

0.15%

0.15%

($5,000 - $19,999)

0.15%

0.15%

($20,000 - Above)

0.15%

0.15%

ACES Savings

 

 

($100 - $4,999)

0.15%

0.15%

($5,000 - $19,999)

0.15%

0.15%

($20,000 - Above)

0.15%

0.15%

IRA

 

 

($100 - $4,999)

0.25%

0.25%

($5,000 - $19,999)

0.50%

0.51%

($20,000 - Above)

1.00%

1.00%

 

 

Certificates of Deposit

TERM

RATE

APY*

18 months

0.25%

0.25%

24 months

0.45%

0.45%

36 months

0.65%

0.65%

48 months

0.80%

0.80%

60 months 1.15% 1.16%

 

A minimum balance of $5,000 is required on all Certificates. Other rates and terms may be available. Please call 304-697-4652 for more information.

*Annual Percentage Yield (APY) subject to change at any time without notice. Speak with a Metro Community FCU Associate for details.

 

Loan Products

Metro Community Federal Credit Union offers a variety of loans to suit your individual needs. Please call 304-697-4652 for current First Mortgage rates or additional information on Metro Community FCU loan products. All loans subject to credit approval.

 

 

APR* AS LOW AS

New Auto, Truck & Van

1.99%**

New Motorcycles

4.39%**

Used Auto, Truck & Van

2.99%**

Used Motorcycles

5.79%**

New Boats, RVs, ATV

5.89%**

Used Boats, RVs, ATV

6.89%**

Unsecured

5.39%**

VISA

12.80%**

 

Share or Certificate Secured

3 points over dividend rate. Ask about payment terms.

Schedule of Fees and Charges
Membership
All Other Loan Types and Credit Cards

*Annual Percentage Rate (APR) for terms up to 72 months for members who qualify. Can change without notice
**Rates may vary based on credit qualifcations, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.

Calculator List:

Auto Loan Calculator, Mortgage Refinance Breakeven, Home Budget Analysis, Personal Debt Consolidation, Investment Returns

 

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