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IRAs (Individual Retirement Accounts)

Save for retirement with an IRA. IRAs allow you to accumulate tax deductible contributions savings to supplement your pension or Social Security benefits upon retirement. Metro Community FCU offers a variety of IRA options.

IRA Share Account
One of the best accounts that Metro Community FCU offers, this account provides great flexibility for your retirement savings. This account is an ideal place to hold retirement savings funds when you are unsure of how you'd like to invest those funds long-term. This account also allows for easy IRA and 401k rollovers.

Withdrawals can be made at any time; however, withdrawals made before you reach 59˝ years of age may incur tax-related penalties and tax consequences**. Metro Community FCU offers Roth, ESA, and Traditional IRA Share Accounts.

  • Minimum Balance: None
  • Dividends*: Calculated Daily, Paid Quarterly
  • Service Fees: none

* Member may forfeit dividends if account is closed before accrued dividends are credited to the account.
**See your tax advisor for details. Early-withdrawal fees can occur. http://www.irs.gov/retirement/article/0,,id=226255,00.html